If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Encompass Credit Union 2 Year CD Account |
1.76%
Date: Feb 10, 2012
|
| Charles St. Community Credit Union 2 Year CD Account |
1.26%
Date: Feb 20, 2012
|
| Indianapolis Newspaper Credit Union 2 Year CD Account |
1.26%
Date: Feb 3, 2012
|
| SCB BANK 2 Year CD Account |
1.25%
Date: Feb 14, 2012
|
| Kokomo Heritage Credit Union 2 Year CD Account |
1.20%
Date: Feb 7, 2012
|
| West End Bank, S.B. 2 Year CD Account |
1.10%
Date: Feb 6, 2012
|
| Citizens Bank of Indiana 2 Year CD Account |
0.65% to
0.55% Date: Feb 15, 2012
|
| MutualBank 2 Year CD Account |
0.65% to
0.55% Date: Feb 9, 2012
|
| Logansport Savings Bank, FSB 2 Year CD Account |
0.50% to
0.45% Date: Feb 9, 2012
|
| MutualBank 12 Month CD Account |
0.40% to
0.35% Date: Feb 9, 2012
|
| Logansport Savings Bank, FSB 12 Month CD Account |
0.35% to
0.30% Date: Feb 9, 2012
|
| Greenfield Banking Company 12 Month CD Account |
0.35% to
0.25% Date: Feb 9, 2012
|
